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Keeping Healthy in Spain |
Becoming ill in a foreign country is something that
we all worry about, especially if you don’t speak
the local language and the healthcare system is
totally alien. Although most of us take good health
for granted, somewhere a long the line you are going
to need to see a doctor and you should be prepared
for that eventuality.
Many people relocating to Spain are on a budget
until they establish themselves. For many, the big
question is: |
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Am I Entitled to Free
Health Care? |
Spain’s public health service is known as the
Instituto Nacional de la Salud (INSALUD). If you
make Spanish social security contributions via your
employment or your business you and your family are
entitled to the same free health care as a Spanish
National. Once you register to pay Social Security,
you will become a member of INSALUD. You will be
provided with a social security card (tarjeta) and
be assigned a doctor.
For more information on Social Security contact the
Instituto Nacional de la Seguridad Social
www.seg-social.es
(there is a page available in English).
If you are an EU National and have made
contributions to your home Social Security scheme
for two years prior to
your arrival in Spain, you may be entitled to public
health cover in Spain for a limited period dating
from your last
payment at home. In order to qualify for this, you
need to take Form E106 (pick this up at your local
Social Security
branch) to the local provincial office of the
Instituto Nacional de la Seguridad Social.
To ensure that you can see a doctor, before arriving
in Spain you should apply for one of the following
forms depending
on your circumstances: |
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European Health
Insurance Cover |
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For tourists and non-residents, form EHIC (European
Health Insurance Cover) has replaced the old E111.
The form E111 is no longer valid. You can apply
online at www.dh.gov.uk/travellers. Have a photocopy
of your EHIC ready to show the doctor the original
and hand in the copy. You will find lots of
information on health for travellers on the site
mentioned above. |
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E 106 |
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This is applicable for those who settle in Spain
after early retirement, i.e. before the normal UK
pensionable age (60 for women, 65 for men). However,
you will still need a European Health Insurance Card
(EHIC) and you will be automatically be sent an EHIC
Application Pack with your E106 form. |
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E121 |
UK pensioners (anyone receiving an Old Age Pension
or a disability pension) who live in Spain will be
entitled to receive free medical treatment under the
same conditions as Spanish State Pensioners. The UK
pays Spain an annual lump sum per pensioner to cover
their health costs and prescribed medicines are
free. To establish your entitlement you must obtain
form E121 from the DSS in the UK.
To register a UK-issued form E121 you need to go to
your local INSS office - Oficina del Instituto
Nacional de Seguridad Social with your E121,
application for a residence card and your passport.
The INSS will then issue you with a ‘tarjeta de afiliación’ and assign you an outpatients clinic
(ambulatorio) and INSALUD doctor. You must apply for
a residence card before your E121 can be registered. |
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To obtain an E106 or an E121 contact: |
Department of Social Security (DSS)
Pensions and Overseas Benefits Directorate
Tyneview Park
Whitley Park
Benton
Newcastle Upon Tyne
NE98 1BA
0191 2187547 |
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You will need to apply for these forms at least 8
weeks before traveling. The DSS will not send forms
to a UK address so you will have to make
arrangements for them to be sent to Spain. |
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Private Healthcare |
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If you aren’t covered by Spanish social security,
it’s imperative that you have private health
insurance (unless you have a very large bank
balance). The policies offered by Spanish and
foreign companies generally differ considerably in
the extent of cover, limitations and restrictions,
premiums, and the choice of doctors, specialists and
hospitals. |
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Find below a list of private insurance companies: |
• Mapfre:
http://www.mapfrevida.com
• DKV Seguros:
http://www.dkvseguros.com
• Asisa:
http://www.asisa.es
• Sanitas:
http://www.sanitas.es
Usually prices are about 30€ /month for someone
around 30 years old. |
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In An Emergency |
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In an emergency look for the urgencias (emergency)
section of the nearest hospital. Before you have
established yourself, for less urgent problems, it
would be advisable to go to a private clinic to
avoid a long wait. |
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Chemists |
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Farmacias (Chemists) in Spain are also excellent as
a first port of call as they are very informative
and you can usually buy a lot more over the counter
than you can in the UK. There is at least one
chemist in every town and in the main towns they
work on a rota system to ensure that there is one
available 24 hours a day. |
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Dentist |
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In Spain, all dentists are private meaning that you
will have to pay for every visit and treatment.
Prices are similar to those of the UK although
levels of service tend to be a lot higher. There are
many international dentists available on the Costa
Blanca and the Costa Calida including British,
German and Scandinavian. |
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Hospitals |
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There are several hospitals and clinics in the area,
both private and public. |
Vega Baja Hospital
Public hospital located in Orihuela. You may also
hear it being called San Bartolome or Orihuela
Hospital.
Tel: 966 776 166 |
Hospital de Torrevieja
Recently opened (October 2006) public hospital on
the outskirts of Torrevieja towards Los Balcones.
Tel: 965 721 000 |
San Jaime
Private hospital in Torrevieja with the best cancer
unit in Spain and one of the best X-ray departments.
Tel: 966 921 313 |
Los Arcos
Located in San Javier, this hospital, although for
the nearby military camp, is also open to the
public.
Tel: 968 570 050 |
Elche Hospital
Public hospital with a top cardiology unit.
Tel: 966 679 000 |
Alicante General Hospital
Sometimes also known as the Provincial Hospital,
this public hospital has been recently remodeled to
include several specialised units, including burns.
Tel: 965 938 300
Alicante also has many smaller private hospitals
many of which have contracts with the public health
departments so you could find yourself referred to
one for specialised treatment. |
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Torrevieja itself also has three main clinics; La
Loma, Nueva Torrevieja, with 24 hour emergency unit,
ambulance service, X-ray clinic and maternity
consultation. Patricio Perez in the town centre
where specialists hold consultations and the
Acequion Clinic where services include therapy
sessions. All of the above have blood analysis
clinics as well as a group of nurses for treating
minor ailments |
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You will find that there is usually bilingual staff
on hand at the private hospitals although you will
more than certainly need a translator if attending a
public clinic or hospital. |